One of the questions I hear most often from Ship Cooks is: “How can I earn a higher salary onboard?” Many seafarers believe the only way to earn more is to wait for another contract or hope for a better company. But after working in the maritime industry for more than a decade, I’ve learned…
After years of working abroad, many OFWs return home with one important question: “What should I do with my savings?” Unfortunately, many OFWs make the same mistake. They spend years earning money overseas, return home, start a business without a plan, and lose a significant portion of their hard-earned savings. I’ve seen it happen countless…
For many Filipinos, becoming an OFW is supposed to be the solution to financial problems. The dream is simple: work abroad, earn a higher income, save money, build a better future, and eventually return home financially secure. But the reality is often different. After years—even decades—of working overseas, many OFWs come home with little to…